I have been reading other blogs of people on the Dave Ramsey's Total money makeover. It seems like Food is a hard category to keep consistant and not overspend on. I have been reading a lot of posts where people use e-mealz.com. I think the idea sounds good, It makes out a list of meals for each day and comes up with a grocery list. I'm going to guess my family wouldn't like most of the meals though.
I seems to me, that the concept is good though. We could apply the concept ourselves, and pick our own meals. We could come up with a list of meals that we eat. After a trip to the store, we could have a rough estimate for what each meal costs. Then use the info to come up with a meals we'll cook that week that meets the budget.
The second part of this category makes it really hard to bugdget, because it seems like many household items run out at the same time. And it adds up quick, when you need toilet paper, paper towels, trash bags, batteries, etc. I'm not really sure how to attack this problem. Hopefully we will have extra in the envelope at the end of month to offset the months we need to buy these things.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
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