I had one week of vacation that I took in October. I used to do some needed clean up around the house. We had some money saved up in our home improvement fund, and used it to get a 15 yard dumpster. I spent a lot of my week off cleaning up all the material straps that we had piled up in the garage. Working on the house produced a lot of trash to big for regular trash pickup. So we had piled it up in the garage. Now we could finally get rid of all the trash.
We had the material already bought and laying around to replace the old galvanized water pipes with PEX tubing. It took me 2 days to replaced all the pipes, move the hot water heater to the garage(out of the cellar), and remove all the old pipes.
I also switched the remaining electrical circuits over to the new breaker box and removed the old breaker box. I also got the furnace in the garage ducted up to our new rooms upstairs so we will have heat upstairs in the new part this winter. The Garage is now clean. We will now be able pull our vehicles inside in the winter.
All and all a busy month with a lot of accomplishments. We ended up spending more that I would have like on home improvements but it needed done before winter. We had an extra $400 to pay on debt.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
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