Right when I got back from vacation, My job had 5 weeks of 10 hour days, six days a week, and option to work on 7 days a week. The weather was extremely hot and dry, which made for long days outside working. At least I didn't have to mow the lawn during those weeks, since my lawn is dead from the drought we are having this summer.
It is property tax time again. We saved for the last year for it. My wife went and paid the first of two payments this month. We could have paid both, but there was a miscommunication. So we will pay the second payment next month.
June ended up pretty good. We had a little over two thousand extra at the end of the month. We split it between emergency fund, car fund, and home improvement fund. This is what my wife wants. She wants to save for all 3 at the same time. Which is going to make baby step 3 take a little while. With the $710.63 we saved, the emergency fund now totals $3507.31. We are now a third of the way to our $10,000 goal.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.