Baby Step 3 going slow.

August was a low income month.  The last budget we had with an income that was lower, was May of 2011.   We are used to having more money to save at the end of the month.  I find that it really bothered me that we could save very much. 

We did have one problem, the rear tires on my wifes SUV went flat.  The tires were wore through, and needed replaced.   So instead of saving for a vehicle we spent money on tires.

We were able to save for house insurance, a little for vacation, and gift giving.  We also saved $163.13 for emergencies, making a total of  $4,409.45 in our emergency fund.