The company I work for just paid us our bonus, based on how the company did on goals it had for profit, safety, reliability, quality, etc. We got about 2/3 of the maximum possible payout. It was a good bonus. But, it seems like every time we get extra money, Something happens. Murphy's law trying to discourage us. But its not going to work. We are sticking with it. I really thought we might get the car paid off this month, but Murphy dropped by for a visit.
We have two large expenses we will have to pay this month. The first expense is the SUV. The exhaust is leaking around the exhaust manifold, and it is sounding more like a diesel truck. Not sure how much it will cost to fix it, but we budgeted back $400. The Second expense is going to be dental work for my son. He has an under bite, and has to have braces to fix it. The good thing is, that the dental insurance actually covers %50 of the cost. We are going to pay our portion up front now, since we have the money, instead of doing a payment plan.
We've had to redo the budget a few times now. The money we were going to pay on debt is being slowly redistributed to other expenses. So I guess we'll wait and see how it all turns out. As for Paying off the car, it might have to wait for next month.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
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