We started saving money for Vacations back in January. We talked with the kids and decided on two small family trips. We made out a budget for each trip early in the year. We should have enough saved by July, for these two small family trips, and still have some left over. We may take a small trip in our camper with whatever money is left over. We were able to make the reservation for the first trip a month ago.
We finally took our first small vacation a week ago. We took with us the amount of cash we budgeted to spend on eating out, games, and entertainment. Our destination was a indoor water park for two nights. There was enough to do, that we kept busy the entire time.
The hotel room had a microwave and a fridge. We put cans of soda and bottles of water in the fridge to save on drinks. We also ordered a pizza one day and were able to heat up the left over pizza later. We could have saved more money by eating cheaper and using the microwave more. But we had budgeted a certain amount for eating, and it was a vacation. So we spent what we had budgeted and ate at the buffet in the hotel a few times.
It was only a three day/ two night vacation, but we enjoyed the weekend. Since we paid for this we money we saved, it didn't impact this months budget and we won't get a large credit card bill after wards. This mini vacation won't come back to haunt us later.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
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