March is over and we are one step closer to being finished with baby step 2. We were able to pay and extra $2000 on out debt in March.
Comparing last years March to this years. We had lower utilities, telephone, and Satalite bills. We also spent about the same about on Automoble fuel. The car we just purchased, gets better mileage and the whole family fits in. So we use it instead out our gas guzzleing SUV. We have seen about $200 a month in savings the last couple months. The last time our monthly budget for Gasoline was so low was a year ago. The increased prices for gasoline was hurting our budget over the last few months, but the new car's fuel efficency has helped offset the fuel price increase.
We are hoping to be debt free soon. Our next paychecks should be our best yet this year. And we are also expecting an annual bonus. Together these should be enough to pay off our last debt!
skip to main |
skip to sidebar
My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
statcounter