We just got our House insurance bill. As you can see June/July would have usually been a tough time. With House insurance and property taxes, we would be working more trying to get money to pay them on time. But this time, I just got out the check book and wrote the check. It feels good know we have to the money for it.
This is starting to feel like financial peace. Not worrying about the big bills. Saving up for them over the course of the year. And having the money ready for when the bill comes.
This may sound weird to some people, me talking about how this feels good to save up for bills. Some of you may already be doing this, or always have. But we didn't used to save up for these bills. We would remember a month before we got the bill and would start working more and trying to watch what we spent. We really didn't have any plan. But, this year is so much better. Saving a little every month through the year is so much better.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.