My Wife came up with the idea, instead of giving valentines gifts, we would take money budgeted for the "gift given" fund and put it into "home improvement" fund. To help finish the front entry of the house. Last month we had $100 budgeted for home improvement. We finished the drywall and painted primer on the walls and ceiling. The room is a blank slate.
With our changes to the budget we aside $300 this month for Home improvement. The biggest part of this project is going to be the floor. We decided on ceramic tile. We needed to find the right tile at the right price. Luckily we found a lot of discontinued tile at Lowes. We were able to buy the tile, with 20-30 extra for mistakes, and stay in budget. We bought the ceramic tile, cement board, 200 pounds of thin-set adhesive, 2 gallons of wall paint, paint rollers, and painter's tape, all for $271.21. Under budget!!!
Luckily we had all the tools we needed for laying ceramic tile.
We got all walls painted, and all the ceramic tile laid. We have 30 tile to take back to Lowes and one bag of thin-set mortar to take back. That will be about $30 dollars back, and will hopefully be about enough money to cover the cost of grout and sealer.
As for next month... we'll be working on molding, baseboard, door trim, and closet door.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.