The rear brakes on my wife's car needed replaced. I ignored the problem to long, or just ignored my wife's comments about it. Anyway by the time I reacted, the rotors needed replaced also. This could cost more than $300 at a repair shop. With only $80 in the auto repair budget, that would blow the blow the budget out of the water.
When I was in high school I worked at a auto repair garage for 2 years, and I've always work in the industrial maintenance field repairing equipment since college. So I good with tools and know how to change breaks. I probably put it off, because I work on stuff all day, and didn't want to do it at home went I got off. But putting this repair probably tripled the price.
So we went and bought rotors and brake pads for $128.07. And this gave me the opportunity to show my wife how to change disc brakes. She didn't get her hands too dirty, she operated the floor Jack and handed me the tools and parts. But she saw the process.
In the end we still broke the budget, but we damped the blow, so it wasn't that bad.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.