My wife and I get paid every two weeks on the same weeks. July was one of those magic months where we each got 3 paychecks. So we had extra money to play with in our budget last month. We used some of the extra money to replace my wife's vacuum and to buy a new back door for the house. The rest we paid on debt.
Also the weeks I wasn't on vacation I was working lots of extra hours. The overtime is coming every week now. Earlier in the year it was harder to get extra hours. Now it seems like I can work extra everyday. So the paychecks I got were bigger than usual. So July being a six paycheck month, really helped us work toward our debt free goal.
So when July was done. We paid an extra $2,288.50 on our debt.
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My families journey down the road of becoming debt free and finanicially sound.
Baby Step 3 Status
$10,000 emergency fund goal
Paused Baby Step 3 at $2500.00
Paused Baby Step 3 at $2500.00
Baby Step 2 Status
Started Total our Total Money Makeover on January 1st, 2010 with $49,705.46 in debt, not including our mortgage.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
April 13th, 2012 we paid off the last of these debts. It took us 28 months and 13 days.
The Road to financial peace.
This is a record of our journey in finding financial peace. We are using the baby steps in Dave Ramsey's - Total money makeover, book. We will be trying to follow his plan as close as we can. We hope to have an end result where we have no debt, have a large emergency fund, are saving for buy everything, are saving for our kids college, and are building wealth for retirement.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.
When we started this plan on January 1, 2010. I was 32 years old and my wife was 31. We had been married for 4 years. We knew this plan would take a few years before we were on the last step in the baby step process. But we are dedicated not to give up.
This blog is to help us keep on track, and keep us focused on our goal.